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Are trucking companies required to carry a minimum amount of insurance in Kentucky?

 

A:

Yes.  Commercial vehicles traveling in interstate commerce are required to carry a minimum of $750,000 of insurance for bodily injury and property damage.  For certain tractor-trailers carrying hazardous materials, these limits are much greater.

 

In the 1950's, it was common practice for trucking companies' attorneys to advise their clients to use independent truck drivers to immunize the trucking companies from liability.  To address this situation and to combat this injustice, Congress passed legislation to ensure that the public was adequately protected.  As a result, all trucks must have minimum insurance in order to operate on our nation's highways. 


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Lexington, KY 40507
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