• Motor Vehicle Accidents
• Personal Injury

What does "Stacking" mean in Kentucky?

A:

The term "stacking" of coverage refers to taking several different insurance policies that you may have paid for on different automobiles and adding them together for greater benefit or compensation amounts. For example, your family has two cars insured on two different policies of insurance. You have $50,000 of Underinsured Motorist Coverage on both of these cars.   If you are hit by an uninsured driver and your damages exceed $50,000, you should be able to collect on both policies up to $100,000.

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FAQs

Insurance Issues

• What if the other driver, who caused the accident, has no insurance?
• Why are we using my insurance provider if the accident was not my fault and the other driver has decent insurance coverage?
• What is a letter of protection used for?

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