• Motor Vehicle Accidents
• Personal Injury

What if the other driver, who caused the accident, has no insurance?

A:

Even though the Kentucky General Assembly in Frankfort, Kentucky has mandated that all drivers maintain a certain level of automobile or truck insurance, that does not mean that every driver follows the law.  Unfortunately, many drivers in central and eastern Kentucky fail to carry the minimum insurance coverage.

Fortunately, insurance companies regulated in Kentucky offer every driver the option to purchase different levels of uninsured and underinsured motorists' coverage.  Depending on your particular policy and the circumstances of the accident, it is highly possible that your insurance company will be required to compensate you for some or all of your losses.

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FAQs

Insurance Issues

• What if the other driver, who caused the accident, has no insurance?
• Why are we using my insurance provider if the accident was not my fault and the other driver has decent insurance coverage?
• What is a letter of protection used for?

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