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The Most Important Tip is to Never Trust the Insurance Company. When You or a Loved One are involved in an Automobile Accident in Kentucky, Insurance Coverage Issues are Difficult to Understand.



Lexington Personal Injury | Kentucky Motor Vehicle Attorney |

Vehicle Accident: Insurance Claim Quick Tips:

If you have been involved in a car, suv, motorcycle, semi, 18-wheeler, tractor trailer, or motorcycle accident you or your lawyers will have to deal with your insurance company and the insurance companies of others involved in the accident. ALWAYS REMEMBER THAT INSURANCE COMPANIES DO NOT HAVE YOUR BEST INTEREST IN MIND. They must report and be accountable to shareholders and private owners, not you. Insurance are in the business to make money, not pay claims.

However, here are a few tips on what to do when insurance claims are involved:

  1. Contact your insurance company or an experienced accident attorney as soon as possible after the accident or injury. Remember, never willingly provide a statement to an insurance investigator or adjuster without understanding, in advance, the nature of the questions and inquiry. Again, it is essential to at least consult with a personal injury attorney prior to making any statements to any insurance investigator.
  2. Try and record as many details of the accident as possible. This includes taking pictures of the damaged vehicles, skid marks and any injuries you may have sustained. Also, take down detailed contact information relating to any witnesses who saw the accident. Make sure to request mobile telephone numbers, street and email addresses and license plate tag numbers.
  3. In 95% accidents, call local law enforcement, if possible, immediately. Don't be persuaded by the other party to simply exchange contact information. In many of these situations, the other party is attempting to leave the scene as soon as possible because they lack proper insurance or possibly are under the influence of drugs or alcohol.
  4. Keep a written journal with dates, times, and names of any conversations you have with insurance officers, agents, or anyone else involved in the claims process. If you are not using an experienced attorney to assist you, always try to correspond with the insurance claims adjusters by email so that you have a log of all of their representations available if necessary in the future.
  5. Save receipts and bills for any and all expenses relating to your insurance claim, bills for any repair work on the damaged vehicle, and also any medical costs incurred on the treatment of any personal injuries that are covered by your insurance policy.
  6. Check all insurance policies as you may have more than one insurance policy that would provide coverage for the particular accident or injury. Many people have multiple insurance policies under which they may be able to file valid insurance claims. If you decide to hire a lawyer, make certain that you provide copies of all policies along with declaration of coverage pages to your attorney.

    Contact Hurt, Crosbie and May if you have been injured in a car, truck or motorcycle accident in Kentucky. Our firm has experienced lawyers who regularly represent injured victims in Kentucky cities such as Lexington, Danville, Nicholasville, Georgetown, Winchester and Paris.

    Hurt, Crosbie and May will provide a no-cost, no-obligation consultation at either our Lexington or Louisville offices. Contact a Hurt, Crosbie and May lawyer today.



Hurt, Crosbie & May serves clients in Kentucky, including the following areas:
Cities: Lexington, Nicholasville, Georgetown, Richmond, Winchester, Louisville, Frankfort, Lawrenceburg, Cynthiana, Mt. Sterling, Versailles, Paris, Stanton, Harrodsburg, Clay City, Wilmore, Berea.

Counties: Fayette, Jessamine, Scott, Jefferson, Madison, Franklin, Woodford, Shelby, Anderson, Clark, Mercer, Powell, Garrard, Bourbon, Montgomery, Spencer, Estill.

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